Saint George, UT loan limits: 2026 conforming and FHA context

The published evidence provides the starting point: Saint George, UT is connected to Washington County for this 2026 source comparison. In practical terms, the published one-unit conforming limit is $832,750, while the published one-unit FHA limit is $607,200. Those figures organize different program categories; $832,750 is not a conventional loan offer, and $607,200 is not an FHA eligibility finding. For Saint George, UT, starting with Washington County keeps the limits attached to the county or county-equivalent area used in the official files. Borrowers in Saint George, UT still need to confirm the selected property's location and legal unit count, because the relevant Washington County row follows the property in place of the city label or mailing address alone. Around Saint George, UT, mailing cities and ZIP codes can cross county boundaries, so the official property jurisdiction should be verified instead of inferred from a familiar place name. Keep Washington County as Saint George, UT's confirmed county row before comparing the $832,750 and $607,200 program boundaries.

As local context for Saint George, UT, Washington County's conforming limit rises from $832,750 for one unit to $1,601,750 for four units, while the FHA figures move from $607,200 to $1,167,700. For borrower planning, the higher $1,601,750 and $1,167,700 amounts apply to the published four-unit category; they do not apply to a one-unit home merely because a borrower wants a larger loan.