Get prequalified. Go make your move.

See your estimated buying range, monthly payment, and cash to close before you make an offer.

Illustrative examples only. Rates, APRs, payments, program eligibility, and cash requirements are not current offers or a commitment to lend. Actual terms depend on the borrower, property, market, and written lender disclosures.

Conventional

Qualified

6.375%Rate

6.612%APR

$2,184/moPayment

5%Down

Flexible property options

FHA

Qualified

6.125%Rate

6.875%APR

$2,205/moPayment

3.5%Down

Lower down payment

VA

Best Match

5.990%Rate

6.214%APR

$2,106/moPayment

0%Down

No monthly mortgage insurance

USDA

Qualified

6.125%Rate

6.481%APR

$2,147/moPayment

0%Down

Designed for eligible rural areas

Choose your next step

I want to...

Buy a house

Compare the payment, cash to close, and reserves before you choose a home.

Plan a purchase

Refinance my home

Compare the new payment, closing costs, recovery time, and payoff date with your current mortgage.

Compare a refinance

Use home equity

Compare cash access, payment risk, fees, lien position, and the effect on your first mortgage.

Compare equity options

Sell my home

Estimate what you could keep after mortgage payoffs, liens, and selling costs are paid.

Estimate sale proceeds

Calculate payments

Calculate principal, interest, taxes, insurance, and other monthly housing costs.

Calculate a payment

Compare mortgage scenarios

Compare rate, APR, points, payment, and cash to close for the same mortgage scenario.

Compare scenarios

CHOOSE YOUR STARTING POINTChoose how to start

Get prequalified or compare an offer.

Choose the option that matches where you are today.

SELECT WHAT YOU WANT TO DO

Start your prequalificationEstimate your buying range, payment, and cash to close.Compare an offerReview the rate, APR, payment, fees, and cash to close.

Compare your mortgage offer.See the complete cost.

Compare an offer

Review the rate, APR, payment, and cash to close together.

Option A

Interest rate: Higher
APR: Higher
Monthly payment: Higher
Cash to close: Lower

Option B

Interest rate: Lower
APR: Lower
Monthly payment: Lowest shown
Cash to close: Higher

Option C

Interest rate: Lower
APR: Tradeoff
Monthly payment: Lower
Cash to close: Tradeoff

Loan options

Compare your loan options.

COMPARE THE COMPLETE COSTThe same home can produce very different mortgage terms.

SnapMortgage local guides

Compare places to buy.

Compare home prices, property taxes, insurance, and local market conditions before choosing where to buy.

Mortgage learning center

Learn the mortgage basics.

Browse all articles

Buying a home

Build a budget before you offer

Connect the home price with the monthly payment, cash to close, and reserves.

By Jordan Avery · 11 min readRead the guide

Mortgage basics

Mortgage terms that affect your cost

Understand the language behind payment, cash to close, and total borrowing cost.

By Marcus Lane · 9 min readRead the guide

Monthly payment

What makes up a housing payment

Add taxes, insurance, association dues, and maintenance to the monthly budget.

By Priya Bennett · 10 min readRead the guide

Rates and APR

Mortgage rate versus APR

Review how APR, points, and lender costs affect the complete offer.

By Rowan Hale · 8 min readRead the guide

Loan estimates

How to compare Loan Estimates

Review payment, cash to close, and borrowing cost in the same order.

By Priya Bennett · 12 min readRead the guide

Mortgage guidance

When to call a Loan Officer

Bring eligibility, property details, and loan tradeoffs into one conversation.

By Marcus Lane · 8 min readRead the guide

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For Loan Officers, teams, and branch leaders

Grow your mortgage business.

Review the technology, marketing support, and growth tools available through SnapMortgage.

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A Loan Officer reviewing mortgage options with homebuyers

Loan Officer opportunities

Build your business with SnapMortgage.

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