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Affordability calculator

Estimate a comfortable starting price range

Test income, recurring debt, cash, property costs, mortgage insurance, and editable planning ratios together. A lender may use different limits and underwriting rules.

Affordability calculator

Set a price range that respects the monthly budget.

Use income, recurring debts, available cash, property costs, and planning ratios to estimate a starting home price range.

01 / Household

Income and recurring debt

Include minimum payments for credit cards, auto, student, and other debts.
02 / Financing

Loan assumptions

03 / Ownership

Property costs

04 / Planning

Budget guardrails

Planning input only. Actual underwriting varies.

Estimated starting price

$384,332
Planning payment ceiling
$2,800
Taxes, insurance, and HOA
$750
Estimated mortgage insurance
$0
Available for principal and interest
$2,050
Estimated loan amount
$324,332