Saint George, UT home values, income, and owner costs

The local figures answer the first question: In Saint George, UT, the 2024 ACS reports a median owner-occupied home value of $496,100, median household income of $76,508, and median selected monthly owner costs of $1,953 for owners with a mortgage. For borrower planning, together, those three reference points can still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,953 measure combines recurring ownership expenses in place of real estate taxes alone. A useful affordability review starts with $496,100, $76,508, and $1,953, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Saint George, UT's $496,100 median home-value estimate is above the statewide $489,400 estimate, with a reported city-to-state gap of 1.4%. For borrower planning, that 1.4% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Saint George, UT. It does not mean every local property is 1.4% away from a comparable property elsewhere in the state, because the medians reflect different housing mixes and geographies. A borrower may use $496,100 and $489,400 to decide which assumptions need local replacement first, then compare actual properties and current financing disclosures on the same basis.