Affordability evidence
Rocky Mount, NC home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Rocky Mount, NC.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
The published evidence provides the starting point: In Rocky Mount, NC, the 2024 ACS reports a median owner-occupied home value of $165,700, median household income of $55,534, and median selected monthly owner costs of $1,353 for owners with a mortgage. In practical terms, together, those three reference points can help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,353 measure combines recurring ownership expenses instead of real estate taxes alone. For the decision at hand, a useful affordability review starts with $165,700, $55,534, and $1,353, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Rocky Mount, NC's $165,700 median home-value estimate is below the statewide $288,900 estimate, with a reported city-to-state gap of 42.6%.