Affordability evidence
Palm Coast, FL home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Palm Coast, FL.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
In Palm Coast, FL, the 2024 ACS reports a median owner-occupied home value of $350,800, median household income of $77,350, and median selected monthly owner costs of $1,687 for owners with a mortgage. For the decision at hand, together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,687 measure combines recurring ownership expenses in place of real estate taxes alone. In practical terms, a useful affordability review starts with $350,800, $77,350, and $1,687, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Palm Coast, FL's $350,800 median home-value estimate is below the statewide $359,000 estimate, with a reported city-to-state gap of 2.3%. For the decision at hand, that 2.3% gap is useful for showing that a statewide midpoint may be a poor substitute for a local search range in Palm Coast, FL.