Affordability evidence

Mesquite, TX home values, income, and owner costs

A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Mesquite, TX.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

Aerial view of suburban homes among mature trees
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The published evidence provides the starting point: In Mesquite, TX, the 2024 ACS reports a median owner-occupied home value of $245,700, median household income of $72,537, and median selected monthly owner costs of $1,898 for owners with a mortgage. In practical terms, together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,898 measure combines recurring ownership expenses rather than real estate taxes alone. For the decision at hand, a useful affordability review starts with $245,700, $72,537, and $1,898, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Mesquite, TX's $245,700 median home-value estimate is below the statewide $283,800 estimate, with a reported city-to-state gap of 13.4%.