Affordability evidence

Mesa, AZ home values, income, and owner costs

A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Mesa, AZ.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

Aerial view of suburban homes among mature trees
Photo by Aakash Makwana via Pexels

The published evidence provides the starting point: In Mesa, AZ, the 2024 ACS reports a median owner-occupied home value of $408,000, median household income of $82,752, and median selected monthly owner costs of $1,843 for owners with a mortgage. In practical terms, together, those three reference points may still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,843 measure combines recurring ownership expenses rather than real estate taxes alone. For the decision at hand, a useful affordability review starts with $408,000, $82,752, and $1,843, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Mesa, AZ's $408,000 median home-value estimate is above the statewide $394,500 estimate, with a reported city-to-state gap of 3.4%.