Affordability evidence
Kansas City, KS home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Kansas City, KS.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
In Kansas City, KS, the 2024 ACS reports a median owner-occupied home value of $167,400, median household income of $62,401, and median selected monthly owner costs of $1,533 for owners with a mortgage. For the decision at hand, together, those three reference points can help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,533 measure combines recurring ownership expenses rather than real estate taxes alone. In practical terms, a useful affordability review starts with $167,400, $62,401, and $1,533, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Kansas City, KS's $167,400 median home-value estimate is below the statewide $217,200 estimate, with a reported city-to-state gap of 22.9%.