Fort Worth, TX housing supply, ownership, and rent

The local figures answer the first question: Fort Worth, TX's current ACS housing baseline includes 373,948 total housing units, 342,126 occupied units, and 31,822 vacant units. For the decision at hand, those counts may still help a borrower establish the scale of the measured housing base before comparing tenure, rent, current listings, property condition, and financing. The figures describe stock across the survey period; they do not say that 31,822 homes were listed for sale or available to rent at one moment. In practical terms, reading 373,948 total units with 342,126 occupied and 31,822 vacant units keeps the release internally grounded while leaving live availability to current listing and property evidence.

Fort Worth, TX's ACS median gross rent is $1,509, while renter-occupied units account for 43.0% of occupied housing and owner-occupied units account for 57.0%. For borrower planning, the $1,509 median includes rent and certain utilities for the measured rental stock; it does not reveal a lease offer comparable to a home under consideration. Comparing $1,509 with only a mortgage's principal and interest would omit taxes, insurance, maintenance, association charges, transaction costs, and differences between the properties. A more useful Fort Worth, TX comparison matches real lease and ownership choices over the same expected horizon, then treats the tenure shares as market context instead of a break-even calculation.