Affordability evidence
Fort Collins, CO home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Fort Collins, CO.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
Start with the dated local finding: In Fort Collins, CO, the 2024 ACS reports a median owner-occupied home value of $577,900, median household income of $85,070, and median selected monthly owner costs of $2,287 for owners with a mortgage. Together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $2,287 measure combines recurring ownership expenses rather than real estate taxes alone. For borrower planning, a useful affordability review starts with $577,900, $85,070, and $2,287, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Fort Collins, CO's $577,900 median home-value estimate is above the statewide $539,400 estimate, with a reported city-to-state gap of 7.1%.