Affordability evidence
Dubuque, IA home values, income, and owner costs
A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Dubuque, IA.
Source: U.S. Census Bureau
Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.
The published evidence provides the starting point: In Dubuque, IA, the 2024 ACS reports a median owner-occupied home value of $204,800, median household income of $65,845, and median selected monthly owner costs of $1,388 for owners with a mortgage. In practical terms, together, those three reference points may help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,388 measure combines recurring ownership expenses in place of real estate taxes alone. For the decision at hand, a useful affordability review starts with $204,800, $65,845, and $1,388, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.
Dubuque, IA's $204,800 median home-value estimate is below the statewide $208,000 estimate, with a reported city-to-state gap of 1.5%.