Dayton, OH housing supply, ownership, and rent

Start with the dated local finding: Dayton, OH's current ACS housing baseline includes 70,335 total housing units, 58,477 occupied units, and 11,858 vacant units. In practical terms, those counts may still help a borrower establish the scale of the measured housing base before comparing tenure, rent, current listings, property condition, and financing. The figures describe stock across the survey period; they do not say that 11,858 homes were listed for sale or available to rent at one moment. For the decision at hand, reading 70,335 total units with 58,477 occupied and 11,858 vacant units keeps the release internally grounded while leaving live availability to current listing and property evidence.

A grounded Dayton, OH comparison starts with current listings and lease offers, then uses the ACS evidence to check whether the sample is being interpreted in the context of 70,335 total units, a vacancy share of 16.9%, and an owner share of 48.4%. For the rental budget, replace the $918 median with the actual lease, utilities, deposits, and expected changes. For ownership, keep the 48.4% share as market context while adding the selected property's price, taxes, insurance, maintenance, association obligations, loan disclosures, and cash-to-close. For borrower planning, the resulting worksheet will not turn 51.6% or 48.4% into a recommendation, but it will keep the two paths comparable and make the remaining assumptions visible before a decision.