Affordability evidence

Allentown, PA home values, income, and owner costs

A borrower-focused reading of the latest ACS value, income, and owner-cost evidence for Allentown, PA.

Source: U.S. Census Bureau

Last updated . Article facts reviewed through this date. Time-sensitive figures show their own as-of dates.

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The published evidence provides the starting point: In Allentown, PA, the 2024 ACS reports a median owner-occupied home value of $206,600, median household income of $55,494, and median selected monthly owner costs of $1,550 for owners with a mortgage. In practical terms, together, those three reference points can still help a borrower identify which search-price, income, and recurring-cost assumptions need current verification first. They remain separate medians, not the finances of one representative household, and the $1,550 measure combines recurring ownership expenses rather than real estate taxes alone. For the decision at hand, a useful affordability review starts with $206,600, $55,494, and $1,550, then replaces them with the borrower's documented income, cash, debts, property taxes, insurance, association charges, loan terms, and intended occupancy.

Allentown, PA's $206,600 median home-value estimate is below the statewide $254,500 estimate, with a reported city-to-state gap of 18.8%.