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Cash-to-close calculator

Build a cash-to-close plan

Compare your available cash with the down payment, closing costs, assistance, reserves, and estimated monthly payment for the program you select.

Cash to close calculator

See how much cash the purchase would require.

Compare the down payment, closing costs, assistance, and reserves with the cash you expect to have available.

01 / Purchase

Price and program

02 / Available funds

Cash, help, and reserves

Enter only funds you expect to be eligible and documented.
03 / Payment

Monthly assumptions

Estimated cash needed

$59,500
Down payment
$40,000
Estimated closing costs
$12,000
Post-closing reserve target
$7,500
Assistance applied
$0
Estimated cash remaining
$500
Estimated monthly housing payment
$3,025