.sm-loan-site{--loan-blue:#075bff;--loan-cyan:#53d7ee;--loan-navy:#061f3f;--loan-ink:#061027;--loan-copy:#5b6d88;--loan-soft:#f2f7fd;--loan-line:#cfdeed;overflow:clip;color:var(--loan-ink)}.sm-loan-rail{width:min(1120px,calc(100% - 64px));margin-inline:auto}.sm-loan-section{padding:72px 0}.sm-loan-soft{background:var(--loan-soft)}.sm-loan-site h1,.sm-loan-site h2,.sm-loan-site h3{letter-spacing:-.052em}.sm-loan-site em{color:var(--loan-blue);font-style:normal}.sm-loan-site p{color:var(--loan-copy)}.sm-coe-journey article>span,.sm-limit-strip .sm-loan-rail>div>span,.sm-loan-cta>div>span,.sm-loan-eyebrow,.sm-loan-section-head>div>span,.sm-tool-heading>span,.sm-va-appraisal article>span{font-family:Geist Mono,monospace;font-size:11px;font-weight:600;letter-spacing:.09em;text-transform:uppercase}.sm-loan-hero{position:relative;min-height:610px;overflow:hidden;background:#eef5fd}.sm-loan-hero:after{background:linear-gradient(90deg,#f5f9fe 0 34%,rgba(245,249,254,.93) 42%,rgba(245,249,254,.28) 64%,transparent 77%);content:""}.sm-loan-hero-image,.sm-loan-hero:after{position:absolute;inset:0}.sm-loan-hero-image img{width:100%;height:100%;object-fit:cover;object-position:72% center}.sm-loan-hero-copy{position:relative;z-index:1;display:flex;min-height:610px;flex-direction:column;justify-content:center;align-items:flex-start}.sm-loan-hero-copy .v2-breadcrumbs{position:absolute;top:30px;left:0}.sm-loan-eyebrow{margin-bottom:18px;color:#52637f}.sm-loan-hero h1{max-width:680px;margin:0 0 22px;font-size:clamp(3.5rem,5.8vw,5.7rem);line-height:.92}.sm-loan-hero-copy>p{max-width:565px;margin-bottom:27px;font-size:19px;line-height:1.55}.sm-loan-actions{display:flex;flex-wrap:wrap;gap:12px}.sm-loan-actions a{display:inline-flex;min-height:52px;align-items:center;gap:24px;padding:0 22px;border-radius:10px;color:var(--loan-blue);font-weight:700}.sm-loan-actions a:first-child{background:var(--loan-blue);box-shadow:0 14px 30px rgba(7,91,255,.24);color:#fff}.sm-loan-actions a:hover span{transform:translateX(4px)}.sm-loan-actions span{transition:transform .18s ease}.sm-product-hero .sm-loan-hero-image img,.sm-va-hero .sm-loan-hero-image img{object-position:78% center}.sm-loan-section-head{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(260px,.7fr);align-items:end;gap:60px;margin-bottom:34px}.sm-loan-section-head>div>span{display:block;margin-bottom:12px;color:var(--loan-blue)}.sm-loan-section-head h2{margin:0;font-size:clamp(2.5rem,4.2vw,4.3rem);line-height:.96}.sm-loan-section-head>p{margin:0;font-size:17px;line-height:1.55}.sm-loan-section-head.is-inverse h2{color:#fff}.sm-loan-section-head.is-inverse>div>span{color:var(--loan-cyan)}.sm-loan-section-head.is-inverse>p{color:#c0d0e5}.sm-loan-tool{display:grid;grid-template-columns:.95fr 1.05fr;overflow:hidden;border:1px solid #bfd4eb;border-radius:24px;background:#fff;box-shadow:0 24px 60px rgba(6,31,63,.09)}.sm-tool-controls,.sm-tool-result{padding:34px}.sm-tool-controls{display:grid;align-content:start;gap:17px}.sm-tool-result{display:flex;flex-direction:column;background:var(--loan-navy);color:#fff}.sm-tool-step{display:grid;grid-template-columns:34px 1fr;gap:4px 12px;align-items:center;padding-bottom:14px;border-bottom:1px solid #dfebf6}.sm-tool-step>span{grid-row:1/3;display:grid;width:32px;height:32px;place-items:center;border-radius:50%;background:#e5efff;color:var(--loan-blue);font-family:Geist Mono,monospace;font-size:10px;font-weight:700}.sm-inline-controls label,.sm-tool-controls>label,.sm-tool-step label{color:#172640;font-size:13px;font-weight:700}.sm-tool-controls input:not([type=range]),.sm-tool-controls select{width:100%;min-height:46px;margin-top:7px;padding:0 13px;border:1px solid #c8d8e8;border-radius:9px;background:#f8fbff;color:var(--loan-ink)}.sm-tool-step select{grid-column:2;margin-top:2px}.sm-tool-controls input[type=range]{width:100%;margin:12px 0 3px;accent-color:var(--loan-blue)}.sm-range-value{display:block;color:var(--loan-blue);font-size:14px}.sm-inline-controls{display:grid;grid-template-columns:1fr 1fr;gap:12px}.sm-tool-heading span{color:var(--loan-blue)}.sm-tool-heading h3{margin:8px 0 9px;font-size:27px}.sm-tool-heading p{margin:0;font-size:14px}.sm-tool-result>p{margin:0 0 8px;color:var(--loan-cyan);font-family:Geist Mono,monospace;font-size:11px;letter-spacing:.08em;text-transform:uppercase}.sm-tool-result>h3{margin:0 0 20px;max-width:430px;color:#fff;font-size:30px}.sm-match-list{display:grid;gap:8px;margin-bottom:16px}.sm-match-list a{display:grid;grid-template-columns:54px 1fr auto;gap:13px;align-items:center;padding:11px 13px;border:1px solid rgba(255,255,255,.15);border-radius:12px;background:rgba(255,255,255,.07)}.sm-match-list .sm-duotone-icon{width:48px;height:48px;border-radius:10px;background:#fff}.sm-match-list span{display:flex;flex-direction:column}.sm-match-list b{font-size:17px}.sm-match-list small{color:#c6d3e4;font-size:12px;line-height:1.4}.sm-match-list i{color:var(--loan-cyan);font-style:normal}.sm-tool-note{margin:auto 0 15px;color:#9fb1c8;font-size:11px;line-height:1.45}.sm-loan-button{min-height:52px;align-items:center;padding:0 18px;border-radius:10px;background:var(--loan-blue);color:#fff;font-weight:700}.sm-loan-button,.sm-result-number{display:flex;justify-content:space-between}.sm-result-number{align-items:baseline;gap:18px;margin:10px 0 15px}.sm-result-number span{color:#c6d3e4}.sm-result-number strong{font-size:42px;letter-spacing:-.04em}.sm-result-bars>div{height:12px;overflow:hidden;border-radius:99px;background:rgba(255,255,255,.14)}.sm-result-bars>div span{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--loan-blue),var(--loan-cyan))}.sm-result-bars small{display:block;margin-top:7px;color:#9fb1c8;text-align:right}.sm-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin:19px 0;overflow:hidden;border:1px solid rgba(255,255,255,.12);border-radius:12px;background:rgba(255,255,255,.12)}.sm-result-grid>div{display:flex;min-height:92px;flex-direction:column;justify-content:center;padding:14px;background:#0a2a51}.sm-result-grid span{color:#99abc2;font-size:11px;text-transform:uppercase}.sm-result-grid b{margin-top:5px;font-size:18px}.sm-limit-status{display:flex;flex-direction:column;padding:13px 15px;border-radius:10px}.sm-limit-status.is-within{background:#dff8ef;color:#006e4f}.sm-limit-status.is-above{background:#ffe8ec;color:#a9163f}.sm-limit-status span{font-size:12px}.sm-va-fee-display{display:flex;align-items:baseline;gap:16px;padding:8px 0 10px}.sm-va-fee-display strong{color:#fff;font-size:58px}.sm-va-fee-display span{max-width:190px;color:#c6d3e4}.sm-va-cash-note{display:flex;flex-direction:column;gap:5px;margin-bottom:15px;padding:14px;border-left:3px solid var(--loan-cyan);background:rgba(83,215,238,.08)}.sm-va-cash-note span{color:#c6d3e4;font-size:12px}.sm-loan-program-stage{background:var(--loan-navy)}.sm-program-image{position:relative;height:250px;overflow:hidden;border:1px solid #315579;border-radius:18px 18px 0 0}.sm-program-image:after{position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,31,63,.88),rgba(6,31,63,.08) 65%);content:""}.sm-program-image img{width:100%;height:100%;object-fit:cover;object-position:center 62%}.sm-program-image>div{position:absolute;z-index:1;top:50%;left:34px;max-width:430px;transform:translateY(-50%);color:#fff}.sm-program-image span{color:var(--loan-cyan);font-family:Geist Mono,monospace;font-size:11px;letter-spacing:.09em}.sm-program-image h3{margin:9px 0 0;font-size:34px}.sm-program-rows{display:grid;grid-template-columns:1fr 1fr;border:1px solid #315579;border-top:0;border-radius:0 0 18px 18px}.sm-program-rows>a{display:grid;grid-template-columns:30px 45px 118px minmax(0,1fr) 150px 24px;gap:12px;align-items:center;min-height:105px;padding:15px 20px;border-right:1px solid #315579;border-bottom:1px solid #315579}.sm-program-rows>a:nth-child(2n){border-right:0}.sm-program-rows>a:last-child{grid-column:1/-1;border-right:0;border-bottom:0}.sm-program-rows .sm-duotone-icon{width:44px;height:44px}.sm-program-number{color:var(--loan-cyan);font-family:Geist Mono,monospace;font-size:10px}.sm-program-rows b{color:#fff;font-size:18px}.sm-program-rows small{color:#c6d3e4;font-size:13px}.sm-program-rows em{color:#78e4f4;font-size:11px;line-height:1.35}.sm-loan-text-link{display:flex;align-items:center;gap:14px;color:var(--loan-blue);font-weight:700}.sm-loan-text-link>span:last-child{margin-left:auto}.sm-loan-text-link.is-light{color:#fff}.sm-tradeoff-board{overflow:hidden;border:1px solid var(--loan-line);border-radius:20px}.sm-tradeoff-board>div:not(.sm-tradeoff-head),.sm-tradeoff-head{display:grid;grid-template-columns:50px 1fr 1.2fr 1.2fr;align-items:center;gap:20px;padding:15px 22px}.sm-tradeoff-head{padding-left:92px;background:#eaf2fc;color:#5f7089;font-family:Geist Mono,monospace;font-size:10px;letter-spacing:.08em;text-transform:uppercase}.sm-tradeoff-board>div:not(.sm-tradeoff-head){min-height:77px;border-top:1px solid var(--loan-line)}.sm-tradeoff-board i{color:var(--loan-blue);font-family:Geist Mono,monospace;font-size:10px;font-style:normal}.sm-tradeoff-board b{font-size:17px}.sm-tradeoff-board small,.sm-tradeoff-board span{color:var(--loan-copy);font-size:13px}.sm-limit-strip{padding:0;background:#edf5ff}.sm-limit-strip .sm-loan-rail{display:grid;grid-template-columns:1fr 90px auto;align-items:center;gap:28px;padding:34px 0}.sm-limit-strip h2{margin:5px 0 7px;font-size:34px}.sm-limit-strip p{margin:0}.sm-limit-strip .sm-duotone-icon{width:72px;height:72px}.sm-loan-cta{display:grid;grid-template-columns:1fr auto;align-items:center;gap:40px;margin:58px 0;padding:34px 38px;border:1px solid #bad1ee;border-radius:18px;background:#f3f8ff}.sm-loan-cta>div>span{color:var(--loan-blue)}.sm-loan-cta h2{margin:7px 0 8px;max-width:790px;font-size:clamp(2.1rem,3.5vw,3.5rem)}.sm-loan-cta p{margin:0}.sm-loan-cta>a{display:flex;min-width:260px;min-height:56px;align-items:center;justify-content:space-between;gap:24px;padding:0 20px;border-radius:10px;background:var(--loan-blue);color:#fff;font-weight:700}.sm-loan-cta.is-inverse{border-color:#164d82;background:var(--loan-navy)}.sm-loan-cta.is-inverse h2{color:#fff}.sm-loan-cta.is-inverse p{color:#b6c6da}.sm-loan-cta.is-inverse>div>span{color:var(--loan-cyan)}.sm-loan-cta.is-inverse>a{background:#fff;color:var(--loan-blue)}.sm-loan-learning-rail{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.sm-loan-learning-rail article{min-width:0;overflow:hidden;border:1px solid var(--loan-line);border-radius:18px;background:#fff}.sm-loan-learning-rail img{width:100%;height:170px;object-fit:cover}.sm-loan-learning-rail article>div{padding:20px}.sm-loan-learning-rail span{color:var(--loan-blue);font-family:Geist Mono,monospace;font-size:10px;text-transform:uppercase}.sm-loan-learning-rail h3{margin:9px 0;font-size:24px}.sm-loan-learning-rail p{min-height:61px;margin-bottom:17px;font-size:13px}.sm-loan-learning-rail a{color:var(--loan-blue);font-weight:700}.sm-loan-learning-rail a i{margin-left:8px;font-style:normal}.sm-loan-faq{display:grid;grid-template-columns:1fr 1fr;gap:10px}.sm-loan-faq details{padding:20px 21px;border:1px solid var(--loan-line);border-radius:12px;background:#fff}.sm-loan-faq summary{display:flex;cursor:pointer;list-style:none;justify-content:space-between;gap:20px;font-size:16px;font-weight:700}.sm-loan-faq summary::-webkit-details-marker{display:none}.sm-loan-faq summary span{color:var(--loan-blue);font-size:21px}.sm-loan-faq p{margin:13px 0 0;font-size:14px}.sm-loan-sources{margin-top:22px}.sm-loan-sources summary{padding:14px 0;cursor:pointer;color:#63748d;font-family:Geist Mono,monospace;font-size:10px;text-transform:uppercase}.sm-conventional-hero-v2{padding:58px 0;overflow:hidden;border-bottom:1px solid var(--loan-line);background:linear-gradient(135deg,#f5f9fe,#eef6ff 56%,#e6f1ff)}.sm-conventional-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:54px;align-items:center}.sm-conventional-hero-grid .v2-breadcrumbs{margin-bottom:52px}.sm-conventional-hero-grid h1{max-width:820px;margin:14px 0 20px;font-size:clamp(3.5rem,6vw,5.7rem);line-height:.92;letter-spacing:-.06em}.sm-conventional-hero-grid h1 em{color:var(--loan-blue);font-style:normal}.sm-conventional-hero-grid>div:first-child>p{max-width:710px;margin:0;color:var(--loan-copy);font-size:18px;line-height:1.55}.sm-conventional-hero-board{position:relative;padding:32px;overflow:hidden;border:1px solid #315579;border-radius:24px;background:var(--loan-navy);box-shadow:0 24px 64px rgba(9,36,70,.15)}.sm-conventional-hero-board:after{position:absolute;right:-90px;bottom:-120px;width:260px;height:260px;border:44px solid rgba(84,215,238,.1);border-radius:50%;content:""}.sm-conventional-hero-board .sm-duotone-icon{position:relative;z-index:1;width:82px;height:82px;margin-bottom:24px}.sm-conventional-hero-board>span{display:block;position:relative;z-index:1;margin-bottom:14px;color:var(--loan-cyan);font-family:Geist Mono,monospace;font-size:11px;letter-spacing:.08em}.sm-conventional-hero-board>div{display:grid;position:relative;z-index:1;grid-template-columns:1fr 1fr;overflow:hidden;border:1px solid #315579;border-radius:14px}.sm-conventional-hero-board b{padding:16px;border-right:1px solid #315579;border-bottom:1px solid #315579;color:#fff;font-size:15px}.sm-conventional-hero-board b:nth-child(2n){border-right:0}.sm-conventional-hero-board b:nth-last-child(-n+2){border-bottom:0}.sm-conventional-hero-board p{position:relative;z-index:1;margin:20px 0 0;color:#b9c8db;font-size:14px;line-height:1.5}.sm-product-snapshot{border-bottom:1px solid var(--loan-line);background:#fff}.sm-product-snapshot .sm-loan-rail{display:grid;grid-template-columns:repeat(4,1fr)}.sm-product-snapshot article{display:flex;min-height:130px;flex-direction:column;justify-content:center;padding:20px 22px;border-right:1px solid var(--loan-line)}.sm-product-snapshot article:first-child{border-left:1px solid var(--loan-line)}.sm-product-snapshot strong{color:var(--loan-blue);font-size:31px}.sm-product-snapshot b{font-size:14px}.sm-product-snapshot span{color:var(--loan-copy);font-size:11px}.sm-down-payment-track{display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden;border:1px solid var(--loan-line);border-radius:20px}.sm-down-payment-track article{position:relative;min-height:280px;padding:22px;border-right:1px solid var(--loan-line)}.sm-down-payment-track article:last-child{border-right:0}.sm-down-payment-track strong{display:block;margin:0 0 12px;color:var(--loan-blue);font-size:52px}.sm-down-payment-track h3{margin-bottom:8px;font-size:22px}.sm-down-payment-track p{font-size:13px}.sm-down-payment-track b{position:absolute;right:22px;bottom:22px;left:22px;padding-top:12px;border-top:1px solid var(--loan-line);color:#087256;font-size:12px}.sm-pmi-path{display:grid;grid-template-columns:1fr 100px;align-items:center;gap:30px;margin-top:14px;padding:27px;border-radius:18px;background:#e9f3ff}.sm-pmi-path span{color:var(--loan-blue);font-family:Geist Mono,monospace;font-size:10px}.sm-pmi-path h3{margin:6px 0;font-size:28px}.sm-pmi-path p{margin:0;font-size:14px}.sm-pmi-path .sm-duotone-icon{width:80px;height:80px}.sm-pricing-section{background:var(--loan-navy)}.sm-pricing-intro{max-width:720px;margin:-16px 0 28px;color:#c5d2e2;font-size:16px}.sm-pricing-drivers{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:14px}.sm-pricing-drivers article{display:flex;min-width:0;min-height:190px;grid-column:span 2;flex-direction:column;padding:24px;border:1px solid #315579;border-radius:18px;background:rgba(255,255,255,.035)}.sm-pricing-drivers article:nth-last-child(-n+2){grid-column:span 3}.sm-pricing-drivers .sm-duotone-icon{width:50px;height:50px;margin-bottom:22px}.sm-pricing-drivers h3{margin:0 0 8px;color:#fff;font-size:22px}.sm-pricing-drivers p{max-width:36ch;margin:0;color:#b9c8db;font-size:14px;line-height:1.5}.sm-property-story{display:grid;grid-template-columns:.9fr 1.1fr;overflow:hidden;border:1px solid var(--loan-line);border-radius:20px}.sm-property-story figure{min-height:440px;margin:0}.sm-property-story figure img{width:100%;height:100%;object-fit:cover}.sm-property-story>div{display:grid;grid-template-columns:1fr 1fr}.sm-property-story article{display:grid;grid-template-columns:52px 1fr;gap:14px;align-content:center;align-items:center;padding:24px;border-left:1px solid var(--loan-line);border-bottom:1px solid var(--loan-line)}.sm-property-story article:nth-last-child(-n+2){border-bottom:0}.sm-property-story .sm-duotone-icon{width:48px;height:48px}.sm-property-story h3{margin-bottom:6px;font-size:22px}.sm-property-story p{margin:0;font-size:13px}.sm-va-benefit-strip{background:var(--loan-navy)}.sm-va-benefit-strip .sm-loan-rail{display:grid;grid-template-columns:repeat(3,1fr)}.sm-va-benefit-strip article{display:grid;grid-template-columns:70px 1fr;gap:15px;align-items:center;min-height:140px;padding:22px;border-right:1px solid #315579}.sm-va-benefit-strip article:first-child{border-left:1px solid #315579}.sm-va-benefit-strip .sm-duotone-icon{width:64px;height:64px}.sm-va-benefit-strip article>div{display:flex;flex-direction:column}.sm-va-benefit-strip strong{color:var(--loan-cyan);font-size:30px}.sm-va-benefit-strip b{color:#fff;font-size:14px}.sm-va-benefit-strip span{color:#aebfd4;font-size:11px}.sm-coe-journey{display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden;border:1px solid var(--loan-line);border-radius:18px}.sm-coe-journey article{min-height:230px;padding:24px;border-right:1px solid var(--loan-line)}.sm-coe-journey article:last-child{border:0}.sm-coe-journey article>span{color:var(--loan-blue)}.sm-coe-journey h3{margin:45px 0 10px;font-size:22px}.sm-coe-journey p{font-size:13px}.sm-entitlement-callout{display:grid;grid-template-columns:90px 1fr;gap:22px;align-items:center;margin-top:14px;padding:25px;border-radius:18px;background:var(--loan-navy)}.sm-entitlement-callout .sm-duotone-icon{width:80px;height:80px}.sm-entitlement-callout span{color:var(--loan-cyan);font-family:Geist Mono,monospace;font-size:10px}.sm-entitlement-callout h3{margin:6px 0;color:#fff;font-size:26px}.sm-entitlement-callout p{margin:0;color:#b9c8db}.sm-va-cash-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.sm-va-cash-grid article{position:relative;min-height:275px;padding:22px;border:1px solid var(--loan-line);border-radius:16px}.sm-va-cash-grid 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